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How to profit from an AIDS denialist

Byjonathan

Have I got a great investment opportunity for one of those AIDS apologists–someone who believes that any person testing positive for HIV antibodies will inevitably get AIDS and die in short order if they don’t take the drugs.

I have a life insurance policy that I can no longer afford to keep, and I’ve decided to cash it in while alive, rather than after I’m dead.  It is life insurance, after all.

I’ll give the details below, but here’s the gist of the offer:  I will sell my life insurance policy for a fraction of the death benefit value and in return I will pledge to never take ARVs (anti-retroviral drugs).  I’m willing to sign whatever legal document is required to protect the investor.

According to the orthodox view of HIV and AIDS, I have surely already exceeded the average life expectancy for an HIV-positive person who does not take AIDS drugs.  I’ve been poz for eleven years, since December, 1998.  I quit taking all HIV-related medications nearly seven years ago in February, 2003 and do not intend to take them again.  Actually, I have no idea how long someone is expected to live without the drugs, but know it isn’t supposed to be very long.  I can find no research willing to take a stab at current life expectancy without ARVs since last century, so anyone with that information is welcome to contact me.

This is a MetLife whole life policy with a face value of $88,000, current death benefit of $93,350, and an annual premium of $2,242.64.  There is an outstanding loan of about $8,500.

These types of policies used to be hot commodities for viatical settlement companies a decade ago, often paying up to 85% of face value, but have fallen out of favor since poz people are no longer dropping like flies.  Conventional wisdom attributes this improvement in longevity to ARVs, though some of us are finding out that we can live well without the drugs, provided we make the changes to our lifestyle necessary for good health.  AIDStruthers are adamant this isn’t possible.

I am not one of those rare “elite controllers” who have an undetectable viral load without ARVs.  I have a detectable viral load that bounces around.  My complete lab history can be seen right here on my blog.

If I’m wrong, I should be dead in a few years, right?  So a smart orthodox investor might be interested in buying my policy, paying the premiums and collecting the death benefit when I succumb to their theory.

Given those circumstances, and my willingness to forego any AIDS drugs, I think asking for 50% of the face value is a great bargain, but I might even be willing to negotiate an offer for less. I’ll payoff the loan from my portion of the sale, of course.  Assuming I live another five years (a preposterous assumption according to the AIDS orthodoxy), the investor will have contributed about $55,000 to collect more than a $93,000 payoff.

I’m also open to just about any other reasonable offer, minus the above pledge to never take ARVs, as I’m considering relinquishing the policy for the existing cash value (a pittance).  I’d love to do better and given the beliefs of so many AIDStruthers, I don’t see how one of them can pass up this opportunity to turn a goodly profit and have a chance to gloat at my demise at the same time!

Wait... there's more!

  • 97

    97. That’s my latest CD4+ count, less than half the count from six weeks ago.

    That’s it. I have tried as many alternative treatments as I can think of to reverse the decline. I will be starting my third round of pharmaceutical ARVs as soon as I can get a prescription and fill it.

    This decision has been a long time coming, and in hindsight, I probably should have restarted a few months ago. There’s nothing magical about 97, or being below 100, but it’s as good a breaking point as any. I’ve long argued that there are two things to keep in mind about CD4 counts: one is the long-term trend; the other is single- or low double-digit counts.

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    Gay men deserve to know that all the claims for Truvada reducing the risk of acquiring HIV-positivity  are based on trials—funded by Gilead—that emphasized the importance of using condoms…

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    You might not know it from reading the comments left here on my blog, but there are more than a few AIDS dissidents who really don’t like how I think or what I write about.

    There’s a whole thread on a very popular Facebook page called “Rethinking AIDS”, discussing my open letter to Dora. Last I looked, that thread had nearly 100 comments, and very few of those comments were about Dora, Ruggiero or the defense of academic freedom.

    No, the gist of the thread was whether or not I am in “the AIDS Zone.” It seems that because I did not use “air quotes” around the term “HIV disease”, I’m not really an AIDS dissident. Others took issue with my post for daring to publish that some AIDS Rethinkers hold a very narrow view about “HIV” and “AIDS”, while others of us are merely “questioning” the whole affair. None of them chose to comment directly to me here.

    Some of the most visible and vocal Rethinkers seem intent on imposing their own “beliefs” (another loaded term that deserves quotes) on the entire movement. There has long been a tendency to try to impose a sort of litmus test to determine whether or not one is a true “AIDS dissident”.

    Since I first met the AIDS dissident community via the AIDS Myth Exposed forums—since renamed Questioning AIDS—several years ago, I’ve become aware of several of the various factions, distinctive personalities and divisions within that broad group. Now I’m finding it ironic just how guilty some of these people are at their own version of “bone-pointing”.

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